Glossary of Credit Card Terms

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Qualifying ratio Qualifying ratios are ratios used by lenders to assess an ability of loan applicant's to meet debt responsibility. They are most often used in mortgage underwriting. They include a front end ratio...
Quick response (QR) codes Quick response (QR) codes are squared, two-dimensional barcode that can be scanned and read by electronic devices. It was primary made for vehicle tracking on the assembly line, today they are used...