No APR Credit Cards

Here are The CardsBull's picks of the best credit cards:

Use it wisely

These credit card offers have the main benefit of an introductory 0% APR. This rate is available for at least 6 months from account opening. It can be applied to balance transfers, new purchases or both. 

Bank of the West Cash Back World MasterCard Credit Card

  • 3% cash back on groceries, dining and gas purchases2
  • 1% cash back on all other purchases2
  • Cash Back is automatically applied quarterly1 as a statement credit to your account
  • Worldwide Mastercard®... Show More
Purchases Intro APR
0% for 6 months
Balance Transfers
None
Regular APR
16.99% - 23.99% variable APR afterwards
Annual Fee
No annual fee
Credit Needed
Excellent

Bank of the West Platinum Rewards MasterCard Credit Card

  • Earn 1X reward point per $1 spent on all qualifying purchases
  • Also get cash rebates
  • Earn points with no limits
  • No expiration dates on points
  • No annual cap on points as long as your account... Show More
Purchases Intro APR
0% for 6 months
Balance Transfers
None
Regular APR
16.99% - 23.99% variable APR afterwards
Annual Fee
No annual fee
Credit Needed
Excellent

Bank of the West Platinum MasterCard Credit Card

  • Make purchases anywhere MasterCard is accepted globally and enjoy a low rate and no annual fees.
  • 24/7 access to Online Banking — access your credit accounts online anytime
  • Feel secure with Zero Liability... Show More
Purchases Intro APR
0% for 6 months
Balance Transfers
None
Regular APR
15.99% - 23.99% variable APR afterwards
Annual Fee
No annual fee
Credit Needed
Excellent

Citizens Bank Business Platinum MasterCard®

• Make business purchases anywhere MasterCard is accepted
• Control business expenses and optimize cash flow
• The security and purchase protection businesses need today
• 0% introductory APR on all business purchases for 6... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
None
Regular APR
variable
Annual Fee
No annual fee
Credit Needed
Excellent / Good

Citizens Bank Everyday Points® Business MasterCard®

• Earn 3,500 bonus points by making your first purchase
• Earn 2X points for every $1 you spend on all purchases
• Redeem points for merchandise, cash back, travel, office equipment, restaurant, retail gift cards, and more
•... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
None
Regular APR
variable
Annual Fee
No annual fee
Credit Needed
Excellent / Good

Citizens Bank Clear Value™ MasterCard®

• No annual fee
• Balances count toward Circle Gold checking monthly combined balance
• Annual summary statement
• 24/7 online account management
• Grace period of up to 21 days on all purchases
• Use Apple Pay... Show More

Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
3.99%, 16.99% or 19.99% (variable)
Annual Fee
No annual fee
Credit Needed
Good / Excellent

Citizens Bank Cash Back Plus™ World MasterCard®

• Earn 1.5% cash back on all purchase made with the card
• Get 10% purchase bonus on your earned cash back rewards by making at least one purchase every month for 6 months in a row
• Get 10% relationship bonus on your earned cash... Show More

Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
14.99%, 17.99%, or 20.99% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

KeyBank Latitude MasterCard Credit Card

  •  Flexibility to pay for the things you need while managing your balance over time
  • Open a new Latitude Card account January 1 – 31, 2018 and you’ll enjoy 0% Balance Transfer Fee1 when you transfer balances within the... Show More
Purchases Intro APR
0% for 15 months
Balance Transfers
0% for 15 months
Regular APR
11.24% - 21.24% (variable)
Annual Fee
No annual fee
Credit Needed
Good

Key2More Rewards MasterCard

• Get 5X KeyBank Relationship Rewards® points for every $1 you spend on eligible purchases
• Get  up to 50,000 rewards points after 5 purchase transactions in the first 60 days as a cardmember
• Get monthly bonuses of 25% for... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
0% for 6 months
Regular APR
14.24% - 23.24% (variable)
Annual Fee
No annual fee
Credit Needed
Good

TD Business Solutions Visa® Credit Card

• Get 1x Point for every $1 you spend everywhere, every time on purchases for your business
• Enjoy rewards that can help you conduct business easier like airline tickets, hotel stays, and car rentals
• Redeem your points for... Show More

Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
13.24%, 18.24% or 23.24%
Annual Fee
No annual fee
Credit Needed
Good