No Annual Fee Credit Cards

Only Takes 2 Minutes - Instant & Secure Online Approval Process

No Annual Fee credit cards below offer you a benefit of saving money by not charging an annual fee. Some credit cards can have the annual fee waived for the first year, but the fee applies for following years. However for the cards below the annual fee is never charged.

Premier Dining Rewards From Capital One

• Earn unlimited 3% cash back on dining.
• Earn unlimited 2% cash back on groceries.
• Earn unlimited 1% cash back on all other purchases.
• Earn a $100 cash bonus after you spend $500 within the first three months.
•... Show More

Purchases Intro APR
None
Balance Transfers
None
Regular APR
14.99%, 19.99% or 23.99%
Annual Fee
None
Credit Needed
Excellent

USAA Rewards™ Visa Signature®

• Earn 1x point per $1 spent on all your purchases.
• Earn 2,500 bonus points after you make your first purchase.
• Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group (1... Show More

Purchases Intro APR
None
Balance Transfers
None
Regular APR
10.40% - 26.40% (variable)
Annual Fee
None
Credit Needed
Excellent

USAA Cash Rewards Visa Signature® Card

• Earn unlimited 1.25% cash back on all your purchases.
• Redeem your rewards at any time online.
• Enjoy many travel, security and shopping benefits, such as no foreign transaction fees, travel accident and baggage delay insurance... Show More

Purchases Intro APR
None
Balance Transfers
None
Regular APR
10.40% - 26.40% (variable)
Annual Fee
None
Credit Needed
Excellent

USAA Rate Advantage Visa Platinum®

• Great option if you’re planning on revolving your balance regularly, since you can save a lot of money in the long run with this no-frills credit card.
• The ongoing APR is 7.40% to 24.40% APR variable, and if you have a high credit... Show More

Purchases Intro APR
None
Balance Transfers
None
Regular APR
7.40% - 24.40% (variable)
Annual Fee
None
Credit Needed
Fair / Good / Excellent

USAA Cashback Rewards Plus American Express®

• Earn 5% cash back on the first $3,000 spent on gas and military base purchases at gas stations, commissaries, exchange and shopette locations on base (1% after that).
• Earn 2% cash back on the first $3,000 spent at supermarkets (1%... Show More

Purchases Intro APR
None
Balance Transfers
None
Regular APR
12.40% - 26.40% (variable)
Annual Fee
None
Credit Needed
Good / Excellent

USAA Preferred Cash Rewards Visa Signature

• Earn unlimited 1.5% cash back on every purchase.
• Redeem any amount in $1 increments online or by phone.
• Military benefits, such as:
     - Deployment/PCS rate: Get 4% APR on all balances for up to 12... Show More

Purchases Intro APR
None
Balance Transfers
None
Regular APR
12.40% - 26.40% (variable)
Annual Fee
None
Credit Needed
Good / Excellent

Chase Freedom UnlimitedSM Credit Card

• No annual fee
• Earn a $150 bonus after you spend $500 on purchases within the first 3 months
• Earn a $25 bonus after you add an authorized user and make your first purchase within the same 3-month period
• Earn 1.5%... Show More

Purchases Intro APR
0% for 15 months
Balance Transfers
0% for 15 months
Regular APR
15.49% to 24.24% (variable)
Annual Fee
No annual fee
Credit Needed
Good

BBVA Free Checking Account

• Free Online & Mobile Banking.
• Free customizable alerts.
• Free online & paper statements.
• One free Visa Debit Card you can customize with your favorite photo ($10 per each... Show More

Purchases Intro APR
N/A
Balance Transfers
N/A
Regular APR
N/A
Annual Fee
N/A
Credit Needed
N/A

First Citizens Smart Option® Visa® Card

• No annual fee
• Lowest available interest rate
• 0% APR for the first 12 months
• Exclusive Visa discounts
• Instant cash advances at any ATM
• Chip technology provides more security and global acceptance... Show More

Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
8.24% - 19.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good