No Annual Fee Credit Cards

Here are The CardsBull's picks of the best credit cards:

Use it wisely

No Annual Fee credit cards below offer you a benefit of saving money by not charging an annual fee. Some credit cards can have the annual fee waived for the first year, but the fee applies for following years. However for the cards below the annual fee is never charged.

Fifth Third Bank Truly Simple Credit Card

  • Low 0% introductory APR for the first 15 billing cycles after your account is opened on purchases and balance transfers. After that, your variable APR will be 13.24% to 24.24%
  • No Penalty Rate (APR) for a missed payment.... Show More
Purchases Intro APR
0% for 15 months
Balance Transfers
4% min $5
Regular APR
13.24% to 24.24%
Annual Fee
N/A
Credit Needed
Good

Fifth Third Bank TRIO Credit Card

  • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories.2,3
  • 1% unlimited cash back rewards on all other... Show More
Purchases Intro APR
0% for 12 months
Balance Transfers
4% min $5
Regular APR
15.24% to 24.24%
Annual Fee
None
Credit Needed
Good

Premier Dining Rewards From Capital One

• Earn unlimited 3% cash back on dining.
• Earn unlimited 2% cash back on groceries.
• Earn unlimited 1% cash back on all other purchases.
• Earn a $100 cash bonus after you spend $500 within the first three months.
•... Show More

Purchases Intro APR
None
Balance Transfers
None
Regular APR
14.99%, 19.99% or 23.99%
Annual Fee
None
Credit Needed
Excellent

Chase Freedom UnlimitedSM Credit Card

• No annual fee
• Earn a $150 bonus after you spend $500 on purchases within the first 3 months
• Earn a $25 bonus after you add an authorized user and make your first purchase within the same 3-month period
• Earn 1.5%... Show More

Purchases Intro APR
0% for 15 months
Balance Transfers
0% for 15 months
Regular APR
15.49% to 24.24% (variable)
Annual Fee
No annual fee
Credit Needed
Good

BBVA Free Checking Account

• Free Online & Mobile Banking.
• Free customizable alerts.
• Free online & paper statements.
• One free Visa Debit Card you can customize with your favorite photo ($10 per each... Show More

Purchases Intro APR
N/A
Balance Transfers
N/A
Regular APR
N/A
Annual Fee
N/A
Credit Needed
N/A

First Citizens Smart Option® Visa® Card

  • No annual fee
  • Our lowest available interest rate
  • Account access via Digital Banking
  • Instant cash advances at any ATM (PIN required)
  • Cell phone protection1 when you pay your monthly cell... Show More
Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
9.24% - 20.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

First Citizens RewardsSM Visa® Card

Premium rewards experience allowing you to earn 50% more points on all purchases.

  • Earn 1.5 point for every $1 spent on qualifying purchases1
  • No earnings caps and points never expire
  • Redeem for a wide... Show More
Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
12.24% - 23.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

People's United Bank Cash Rewards American Express® Card

• Earn 3% cash back on gas when you spend $6,000 on fuel annually
• Earn 2% cash back on supermarket purchases
• Earn 1% cash back on all other purchases
• Earn $25 cash back bonus after first purchase
• No annual fee... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
0% for 6 months
Regular APR
12.24% - 23.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

People's United Bank MasterCard® Bonus Rewards Card

• Get 1x point per $1 spent on net purchases
• Get a 25% bonus on all points earned every month
• Get $25 cash back by making your first purchase
• No caps on points
• No limits on the points you can earn, plus five... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
0% for 6 months
Regular APR
12.24% - 23.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

People's United Bank MasterCard® Platinum

• Save on interest and pay down your other credit card balances faster
• Free credit card checks, free extra card
• No annual fee
• Great features, such asextended warranty coverage, auto rental collision damage... Show More

Purchases Intro APR
0% for 12 months
Balance Transfers
0% for 12 months
Regular APR
10.24% - 21.24% (variable)
Annual Fee
No annual fee
Credit Needed
Good / Excellent