Balance Transfers Credit Cards

Here are The CardsBull's picks of the best credit cards:

Use it wisely

Balance transfer credit cards give consumers a chance to combine their credit card debt onto one card, and in that way save money on interest charges. Some credit cards even carry a low introductory 0% APR on balance transfers.

Fifth Third Bank Truly Simple Credit Card

  • Low 0% introductory APR for the first 15 billing cycles after your account is opened on purchases and balance transfers. After that, your variable APR will be 13.24% to 24.24%
  • No Penalty Rate (APR) for a missed payment.... Show More
Purchases Intro APR
0% for 15 months
Balance Transfers
4% min $5
Regular APR
13.24% to 24.24%
Annual Fee
N/A
Credit Needed
Good

Fifth Third Bank TRIO Credit Card

  • 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories.2,3
  • 1% unlimited cash back rewards on all other... Show More
Purchases Intro APR
0% for 12 months
Balance Transfers
4% min $5
Regular APR
15.24% to 24.24%
Annual Fee
None
Credit Needed
Good

HSBC Premier World Elite MasterCard® Credit Card

HSBC Premier World Elite Mastercard® credit card offers

• Earn 50,000 Rewards Program Bonus Points, worth $750 in air travel, after spending $4,000 or more in the first 3 months from... Show More

Purchases Intro APR
None
Balance Transfers
Yes
Regular APR
14.24% or 18.24%
Annual Fee
$395
Credit Needed
Excellent

Chase Freedom UnlimitedSM Credit Card

• No annual fee
• Earn a $150 bonus after you spend $500 on purchases within the first 3 months
• Earn a $25 bonus after you add an authorized user and make your first purchase within the same 3-month period
• Earn 1.5%... Show More

Purchases Intro APR
0% for 15 months
Balance Transfers
0% for 15 months
Regular APR
15.49% to 24.24% (variable)
Annual Fee
No annual fee
Credit Needed
Good

First Citizens Smart Option® Visa® Card

  • No annual fee
  • Our lowest available interest rate
  • Account access via Digital Banking
  • Instant cash advances at any ATM (PIN required)
  • Cell phone protection1 when you pay your monthly cell... Show More
Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
9.24% - 20.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

First Citizens RewardsSM Visa® Card

Premium rewards experience allowing you to earn 50% more points on all purchases.

  • Earn 1.5 point for every $1 spent on qualifying purchases1
  • No earnings caps and points never expire
  • Redeem for a wide... Show More
Purchases Intro APR
None
Balance Transfers
0% for 12 months
Regular APR
12.24% - 23.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

People's United Bank Cash Rewards American Express® Card

• Earn 3% cash back on gas when you spend $6,000 on fuel annually
• Earn 2% cash back on supermarket purchases
• Earn 1% cash back on all other purchases
• Earn $25 cash back bonus after first purchase
• No annual fee... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
0% for 6 months
Regular APR
12.24% - 23.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

People's United Bank MasterCard® Bonus Rewards PLUS Card

• Get 1x point per $1 spent on net purchases
• Get a 50% bonus on all points earned every month
• Redeem as little as 2,500 points for $25 cash back, or 25,000 points for round-trip airfare up to $325
• Get $50 cash back by... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
0% for 6 months
Regular APR
12.24% - 23.24% (variable)
Annual Fee
$50
Credit Needed
Excellent / Good

People's United Bank MasterCard® Bonus Rewards Card

• Get 1x point per $1 spent on net purchases
• Get a 25% bonus on all points earned every month
• Get $25 cash back by making your first purchase
• No caps on points
• No limits on the points you can earn, plus five... Show More

Purchases Intro APR
0% for 6 months
Balance Transfers
0% for 6 months
Regular APR
12.24% - 23.24% (variable)
Annual Fee
No annual fee
Credit Needed
Excellent / Good

People's United Bank MasterCard® Platinum

• Save on interest and pay down your other credit card balances faster
• Free credit card checks, free extra card
• No annual fee
• Great features, such asextended warranty coverage, auto rental collision damage... Show More

Purchases Intro APR
0% for 12 months
Balance Transfers
0% for 12 months
Regular APR
10.24% - 21.24% (variable)
Annual Fee
No annual fee
Credit Needed
Good / Excellent