HSBC Cash Rewards MasterCard® Credit Card

HSBC Cash Rewards Mastercard credit card
Purchases Intro APR:
0% fotr 15 months
Balance Transfers:
Regular APR:
14.24%, 18.24% or 24.24%
Annual Fee:
No annual fee
Credit Needed:
$0 Fraud Liability: 

Only Takes 2 Minutes

Instant & Secure Online Approval Process

• $150 cash back after spending $500 or more in the first 3 months from Account opening1
• 0%†,2 Introductory APR on Balance Transfers for the first 15 months from Account opening.  After that, a competitive variable APR of 14.24%, 18.24% or 24.24%†,2 will apply
• 1.5% Unlimited Cash Back on all purchases
• 10% Anniversary Bonus on all Cash Rewards earned each year. For example, if you earned $500 in Cash Rewards, you’ll receive an additional $50 Anniversary Bonus.
• No Annual Fee†,2
• No Foreign Transaction Fees
• No fee for additional cards for authorized users
Travel benefits
• MasterAssist® provides pre-trip planning assistance, help with lost luggage and more3
• Master RoadAssist® Roadside Services provides help in the event your car breaks down while traveling in the U.S.3
• $1 Million Travel Accident Insurance
Shopping Benefits
• Extended Warranty doubles your original warranty up to 1 additional year3
• Purchase Assurance® covers most items from damage or theft3
• Price protection refunds the difference if you see an item advertised for less within 60 days of purchase3
• Identity Theft Resolution Services provides one-on-one support in the event your identity is compromised
Payment Technology
• Security chip offers enhanced protection when used at chip-enabled terminals
• Contactless payment feature provides fast, easy and safe checkouts
• Make mobile purchases with Android Pay™, Apple Pay™ and Samsung Pay™
• IT’S MORE PROTECTION Identity Theft Resolution Services If your identity is compromised, you’ll receive one-on-one support until your claim is resolved2 . Security Chip Your card includes a security chip that makes it diffi cult to duplicate and provides enhanced protection when you use your card at chip-enabled transaction terminals worldwide. Lost/Stolen Card Reporting If you report your card lost or stolen, you will not be responsible for any unauthorized transactions on your Account. If you need to make purchases or arrange for a cash advance, in most cases, you can receive a temporary card the next day in the United States and within two business days almost everywhere else
Online access to your Account or rewards Log on to your Personal Internet Banking Account at to:
• Check your Account status
• Review recent transaction activity
• Check your Cash Rewards balance
• Redeem Cash Rewards for cash back, gift cards, merchandise, and travel
• Sign up for free services, including Account alerts via text4 or      email
• Request a Balance Transfer
• Add Authorized Users
• Sign up for EZ-Pay
• Request a PIN
Personal Account assistance From within the US or Canada, call: 888.385.8916 7 am to 12 am (Midnight) ET Monday through Sunday. When traveling internationally, call collect: 1.716.841.7212 7 am to 12 am (Midnight) ET Monday through Sunday. Book travel rewards Call 888.385.8916 8 am to 8 pm ET Monday through Friday and 9 am to 5:30 pm ET Saturdays.